What Are the Income Guidelines for Medicaid

The income guidelines for Medicaid vary from state to state. To qualify for Medicaid, your income must be below a certain level. The level is based on the federal poverty level. For example, in 2022, the federal poverty level for a family of four is $27,750, and in some states, the income limit for a family of four to qualify for Medicaid is 138% of the federal poverty level, which is $38,288. If your income is above the limit, you may still qualify for Medicaid if you meet other requirements, such as being disabled or having a child under the age of 19. The income guidelines for Medicaid are complex, and they are subject to change. If you think you may qualify for Medicaid, it is important to contact your state Medicaid office to learn more about the eligibility requirements.

Medicaid Eligibility and Income Limits

Medicaid is a health insurance program that provides coverage to low-income individuals and families. To be eligible for Medicaid, you must meet certain income and resource limits. The income limits for Medicaid vary from state to state. In general, however, you must have an income that is below the Federal Poverty Level (FPL) to qualify for Medicaid.

Income Limits

In most states, the income limit for Medicaid is 138% of the FPL for adults and children.
For pregnant women, the income limit is 185% of the FPL.
For people with disabilities, the income limit is 200% of the FPL.

The FPL is adjusted each year by the federal government. The current FPL can be found on the Department of Health and Human Services website.

In addition to income limits, there are also resource limits for Medicaid. These limits vary from state to state, but they typically include things like bank accounts, stocks, and bonds.

Table of Medicaid Income Limits by State

The following table lists the Medicaid income limits for each state. The table is based on the 2023 FPL.

State	Income Limit for Adults and Children	Income Limit for Pregnant Women	Income Limit for People with Disabilities
Alabama	1,581	2,387	2,634
Alaska	2,085	3,172	3,371
Arizona	1,581	2,387	2,634
Arkansas	1,581	2,387	2,634
California	2,448	3,720	4,008

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Note: The income limits in the table are for individuals. The income limits for families are higher.

Income Thresholds for Medicaid

Medicaid is a government-sponsored health insurance program for individuals and families with low incomes and limited resources. Income eligibility guidelines for Medicaid vary from state to state, and they are based on a variety of factors, including the individual’s or family’s size, income, and assets. In general, to be eligible for Medicaid, an individual or family’s income must be below a certain threshold, which is determined by the federal government and varies by state.

Income Thresholds by State

The following table shows the Medicaid income thresholds for each state in the United States for a single individual and a family of four.

State

Income Threshold for a Single Individual

Income Threshold for a Family of Four

Alabama

$1,618

$3,293

Alaska

$2,082

$4,264

Arizona

$1,875

$3,837

Arkansas

$1,875

$3,837

California

$1,875

$3,837

Colorado

$1,875

$3,837

Connecticut

$1,875

$3,837

Delaware

$1,875

$3,837

Florida

$1,875

$3,837

Georgia

$1,875

$3,837

Hawaii

$2,082

$4,264

Idaho

$1,875

$3,837

Illinois

$1,875

$3,837

Indiana

$1,875

$3,837

Iowa

$1,875

$3,837

Kansas

$1,875

$3,837

Kentucky

$1,875

$3,837

Louisiana

$1,875

$3,837

Maine

$1,875

$3,837

Maryland

$1,875

$3,837

Massachusetts

$1,875

$3,837

Michigan

$1,875

$3,837

Minnesota

$1,875

$3,837

Mississippi

$1,875

$3,837

Missouri

$1,875

$3,837

Montana

$1,875

$3,837

Nebraska

$1,875

$3,837

Nevada

$1,875

$3,837

New Hampshire

$1,875

$3,837

New Jersey

$1,875

$3,837

New Mexico

$1,875

$3,837

New York

$1,875

$3,837

North Carolina

$1,875

$3,837

North Dakota

$1,875

$3,837

Ohio

$1,875

$3,837

Oklahoma

$1,875

$3,837

Oregon

$1,875

$3,837

Pennsylvania

$1,875

$3,837

Rhode Island

$1,875

Income Guidelines for Medicaid

Medicaid is a health insurance program that provides coverage to low-income individuals and families. The income guidelines for Medicaid vary from state to state. In general, however, the income limit for Medicaid is 138% of the federal poverty level (FPL). This means that a family of four with an annual income of less than $36,156 may be eligible for Medicaid. In some states, the income limit for Medicaid is higher for pregnant women and children. Medicaid eligibility is also determined by a number of other factors, including age, disability status, and family size.

Medicaid Income Waivers and Exceptions

There are a number of circumstances under which individuals and families may be eligible for Medicaid even if their income exceeds the income limit. These circumstances include:

Poverty-level income: In some states, individuals and families with incomes below the poverty level may be eligible for Medicaid, even if they do not meet the other eligibility criteria.
Disability: Individuals who are disabled may be eligible for Medicaid, regardless of their income.
Children: Children under the age of 19 may be eligible for Medicaid, regardless of their family’s income.
Pregnant women: Pregnant women may be eligible for Medicaid, regardless of their income.

Long-term care: Individuals who need long-term care may be eligible for Medicaid, regardless of their income.

In addition to these general exceptions, there are also a number of state-specific exceptions to the Medicaid income limit. For example, some states offer Medicaid coverage to individuals and families with incomes up to 200% of the FPL. Other states offer Medicaid coverage to individuals and families with incomes up to 300% of the FPL. Some states even offer Medicaid coverage for certain groups of people, such as foster children and homeless individuals. To learn more about the Medicaid income guidelines and exceptions in your state, please contact your state Medicaid office.

Medicaid Income Limits by State
State	Income Limit for a Family of Four	Exceptions
Alabama	$36,156	Pregnant women, children, disabled individuals, and individuals who need long-term care may be eligible for Medicaid regardless of their income.
Alaska	$48,240	Pregnant women, children, disabled individuals, and individuals who need long-term care may be eligible for Medicaid regardless of their income.
Arizona	$36,156	Pregnant women, children, disabled individuals, and individuals who need long-term care may be eligible for Medicaid regardless of their income.
Arkansas	$36,156	Pregnant women, children, disabled individuals, and individuals who need long-term care may be eligible for Medicaid regardless of their income.
California	$75,413	Pregnant women, children, disabled individuals, and individuals who need long-term care may be eligible for Medicaid regardless of their income.

Medicaid Income Guidelines

Medicaid is a health insurance program for people with low incomes and limited resources. It’s a joint federal and state program, and the income guidelines for eligibility vary from state to state. In general, though, Medicaid is available to adults, children, pregnant women, and people with disabilities who meet certain income and resource requirements.

Medicaid Expansion and Income Guidelines

In 2014, the Affordable Care Act (ACA) expanded Medicaid eligibility to include adults with incomes up to 138% of the federal poverty level (FPL). However, not all states have expanded Medicaid. In states that have not expanded Medicaid, the income guidelines for eligibility are generally lower.

The following table shows the income guidelines for Medicaid in each state:

State	Income Guidelines
Alabama	138% of FPL
Alaska	138% of FPL
Arizona	110% of FPL
Arkansas	138% of FPL
California	138% of FPL
Colorado	138% of FPL
Connecticut	138% of FPL
Delaware	138% of FPL
Florida	138% of FPL
Georgia	138% of FPL

These income guidelines are subject to change. For the most up-to-date information, please visit the Medicaid website for your state.

Medicaid is an important program that provides health insurance to millions of people who would otherwise be uninsured. If you think you might be eligible for Medicaid, please contact your local Medicaid office to apply.

Well, folks, that’s a wrap on our Medicaid income guidelines discussion. Remember, these guidelines vary from state to state, so it’s always best to check with your local Medicaid office to see if you qualify. And if you’re looking for more information on Medicaid or other healthcare programs, be sure to visit our website again soon. We’ve got plenty of helpful articles and resources to keep you in the know. Thanks for reading, and see you next time!

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