Mihealth card is a health insurance card provided by the state of Michigan. It is a type of Medicaid, which is a government health insurance program that helps people with low income and resources get the health care they need. Mihealth card covers a wide range of services, including doctor visits, hospital care, prescription drugs, and mental health services. To be eligible for a Mihealth card, you must meet certain income and resource limits. You must also be a U.S. citizen or a qualified immigrant. If you qualify, you can apply for a Mihealth card online or through your local Michigan Department of Health and Human Services office.
MiHealth Card vs. Medicaid
MiHealth Card and Medicaid are both government-sponsored health insurance programs that provide coverage to low-income individuals and families. However, there are some key differences between the two programs.
Differences between MiHealth card and Medicaid
| Characteristic | MiHealth Card | Medicaid |
|---|---|---|
| Who is eligible? | Pregnant women, children, and adults with low incomes. | Pregnant women, children, and adults with low incomes, as well as people with disabilities and people who are blind. |
| What services are covered? | Basic health care services, including doctor visits, hospital care, prescription drugs, and mental health services. | A wide range of health care services, including basic health care services, long-term care, and nursing home care. |
| How do I apply? | You can apply online, by phone, or in person at your local Michigan Department of Health and Human Services office. | You can apply online, by phone, or in person at your local Medicaid office. |
Eligibility
- MiHealth Card: Pregnant women, children, and adults with low incomes.
- Medicaid: Pregnant women, children, and adults with low incomes, as well as people with disabilities and people who are blind.
Benefits
- MiHealth Card: Basic health care services, including doctor visits, hospital care, prescription drugs, and mental health services.
- Medicaid: A wide range of health care services, including basic health care services, long-term care, and nursing home care.
How to Apply
- MiHealth Card: You can apply online, by phone, or in person at your local Michigan Department of Health and Human Services office.
- Medicaid: You can apply online, by phone, or in person at your local Medicaid office.
Benefits of a MiHealth Card
A MiHealth card is a type of Medicaid health insurance that provides a wide range of benefits to Michigan residents who meet specific eligibility requirements. These benefits include:
- Medical care: MiHealth covers a variety of medical services, including doctor’s visits, hospital stays, prescription drugs, and mental health care.
- Dental care: MiHealth also covers a range of dental services, including cleanings, fillings, and x-rays.
- Vision care: MiHealth also covers some vision care services, such as eye exams and eyeglasses.
- Long-term care: MiHealth may also cover long-term care services, such as nursing home care and home health care.
Coverage of a MiHealth Card
The coverage provided by a MiHealth card varies depending on the individual’s eligibility and the type of MiHealth card they have. In general, MiHealth cards provide coverage for:
- Doctor’s visits
- Hospital stays
- Prescription drugs
- Mental health care
- Dental care
- Vision care
- Long-term care
The specific coverage provided by a MiHealth card will be outlined in the individual’s coverage plan.
Eligibility for a MiHealth Card
To be eligible for a MiHealth card, individuals must meet certain requirements, including:
- Be a Michigan resident
- Be a U.S. citizen or legal immigrant
- Meet income and asset limits (income must fall below a specific level, and individuals are allowed to have only a small amount of assets)
Additional eligibility requirements may apply, depending on the individual’s age, disability status, or family situation.
| Group | Age | Income Limit (2021) |
|---|---|---|
| Pregnant Women | All Ages | 138% of Federal Poverty Level (FPL) |
| Parents and Caretakers | All Ages | 185% of FPL |
| Children | Birth to 18 | 133% of FPL |
| Adults Without Children | 19 to 64 | 138% of FPL |
| Adults with Disabilities | All Ages | 138% of FPL |
| Adults Aged 65 and Older | 65 and Above | 138% of FPL |
MiHealth Card Overview
MiHealth Card is a health insurance program offered by the state of Michigan to provide Medicaid coverage to eligible individuals and families. The program is designed to ensure that all Michigan residents have access to quality health care services, regardless of their ability to pay. MiHealth Card covers a wide range of essential health benefits, including doctor’s visits, hospital stays, prescription drugs, mental health services, and preventive care.
Eligibility Requirements
Eligibility for MiHealth Card is based on several factors, including income, household size, and disability status. To be eligible, individuals must meet the following criteria:
- Be a Michigan resident
- Be a U.S. citizen or qualified non-citizen
- Meet income and asset limits
- Be pregnant, a child, or a parent/caretaker of a child
- Be disabled or have a qualifying medical condition
Income limits for MiHealth Card eligibility vary depending on household size and composition. In general, households with incomes below 138% of the federal poverty level (FPL) are eligible for full Medicaid coverage. Households with incomes between 138% and 400% of the FPL may be eligible for Medicaid coverage through the Healthy Michigan Plan.
Enrollment
To enroll in MiHealth Card, individuals can apply online, by mail, or in person at a local Department of Health and Human Services (DHHS) office. The application process typically involves providing personal information, income and asset information, and proof of identity and residency. Once an application is submitted, it is reviewed by DHHS to determine eligibility.
Individuals who are approved for MiHealth Card coverage will receive a MiHealth Card ID card in the mail. This card can be used to access covered health care services from participating providers. MiHealth Card coverage typically begins on the first day of the month following the date of approval.
Benefits and Services
MiHealth Card covers a comprehensive range of health care benefits and services, including:
- Doctor’s visits
- Hospital stays
- Prescription drugs
- Mental health services
- Preventive care
- Dental care
- Vision care
- Hearing aids
- Physical therapy
- Occupational therapy
- Speech therapy
MiHealth Card also provides coverage for a variety of other health care services, such as transportation to medical appointments and interpreter services.
Copayments and Premiums
Some MiHealth Card members may be required to pay copayments or premiums for certain covered services. Copayments are small fees that are paid at the time of service, while premiums are monthly payments that are made to the health insurance company. The amount of copayments and premiums varies depending on the type of service and the member’s income.
| Service | Copayment | Premium |
|---|---|---|
| Doctor’s visit | $4 | $0 |
| Hospital stay | $10 per day | $0 |
| Prescription drugs | $4 for generic drugs, $8 for brand-name drugs | $0 |
| Mental health services | $4 per visit | $0 |
| Preventive care | No copayment | $0 |
Individuals who are eligible for MiHealth Card coverage through the Healthy Michigan Plan may be required to pay a monthly premium. The amount of the premium depends on the member’s income and household size.
What is MiHealth Card?
MiHealth Card is a health insurance program that provides low-cost or free health coverage to children and adults with low incomes in the state of Michigan. This program replaces Medicaid, except for long-term care services.
How to Apply for MiHealth Card
To apply for MiHealth Card, you can follow these steps:
- Go to the Michigan Department of Health and Human Services (MDHHS) website.
- Click on the “Apply for Benefits” button.
- Select “MiHealth Card” from the list of programs.
- Follow the instructions to complete the application.
You can also apply for MiHealth Card by calling the MDHHS Customer Service Center at 1-888-642-3193.
Eligibility Requirements
To be eligible for MiHealth Card, you must meet the following requirements:
- Be a resident of Michigan.
- Be a U.S. citizen or a qualified immigrant.
- Have a household income at or below a certain level.
- Meet other eligibility criteria, such as age, disability, or pregnancy.
The income limits for MiHealth Card vary depending on the size of your household and your age. You can find the current income limits on the MDHHS website.
Benefits of MiHealth Card
MiHealth Card provides a wide range of health benefits, including:
- Doctor’s visits
- Hospital care
- Prescription drugs
- Mental health services
- Substance abuse treatment
- Dental care
- Vision care
The benefits that you receive will depend on your age, disability, and income.
How to Use MiHealth Card
To use MiHealth Card, you can present your card to any doctor or other health care provider who accepts MiHealth Card. You will need to pay a small copayment for some services, such as doctor’s visits and prescriptions. The copayment amounts vary depending on the service.
How to Renew MiHealth Card
Your MiHealth Card will expire every 12 months. You will need to renew your card by submitting a renewal application to the MDHHS. You can renew your card online, by mail, or by calling the MDHHS Customer Service Center.
Contact Information
For more information about MiHealth Card, you can visit the MDHHS website or call the MDHHS Customer Service Center at 1-888-642-3193.
| Website | Phone Number |
|---|---|
| MDHHS Website | 1-888-642-3193 |
That’s all I got for you today, you lovely people. I hope you found this article helpful in your quest for MiHealth Card knowledge. Remember, if you have any more questions or just want to chat, don’t hesitate to drop me a line. I’m always happy to help in any way I can. And don’t forget to check back later for more informative and engaging content. Until next time, keep smiling and stay healthy!