Husky is a combined health insurance program that covers low-income children, pregnant women, parents, and other specified groups in the state of Connecticut. It is not a Medicaid or Medicare program, but is a state-run program that receives funding from both the state and federal government. The program provides comprehensive health coverage, including doctor visits, hospital care, prescription drugs, and mental health services. Eligibility for Husky is based on income and family size, and there are different levels of coverage available depending on the individual’s needs.
Husky: Medicaid Coverage Eligibility
Husky is a health insurance program for low-income residents of Connecticut. It is a Medicaid program, which means it is funded by the federal government and the state of Connecticut.
Medicaid Coverage Eligibility
To be eligible for Husky, you must be a resident of Connecticut and meet certain income and asset limits. The income limits are based on the federal poverty level (FPL). The asset limits are based on the value of your resources, such as savings and investments.
- Income Limits:
- For individuals, the income limit is 138% of the FPL.
- For families, the income limit is 200% of the FPL.
- Asset Limits:
- For individuals, the asset limit is $2,000.
- For families, the asset limit is $4,000.
If you meet the income and asset limits, you may be eligible for Husky coverage. However, there are some additional eligibility requirements that you must meet, such as being a U.S. citizen or a legal permanent resident.
To apply for Husky, you can visit the Connecticut HUSKY Health website or call the HUSKY Health customer service number.
Medicaid and Medicare
Medicaid and Medicare are two different health insurance programs. Medicaid is a program for low-income individuals and families, while Medicare is a program for people who are 65 or older, people with disabilities, and people with end-stage renal disease.
Husky is a Medicaid program, so it is not the same as Medicare. However, some people may be eligible for both Husky and Medicare. If you are eligible for both programs, you can choose to use either program to pay for your health care costs.
| Medicaid | Medicare |
|---|---|
| For low-income individuals and families | For people who are 65 or older, people with disabilities, and people with end-stage renal disease |
| Funded by the federal government and the state | Funded by the federal government |
| Eligibility based on income and assets | Eligibility based on age, disability, or end-stage renal disease |
Medicare Coverage Eligibility
Medicare is a federal health insurance program for people aged 65 and older, as well as people with certain disabilities or end-stage renal disease (ESRD). Medicare Part A (hospital insurance) and Part B (medical insurance) are the two main parts of Medicare. Part A covers inpatient hospital stays, skilled nursing facility (SNF) care, hospice care, and home health care. Part B covers doctor visits, outpatient hospital services, durable medical equipment (DME), and preventive services. Medicare Part C (Medicare Advantage) is a private health insurance plan that offers an alternative to traditional Medicare. Medicare Part D is a prescription drug coverage plan that is available as a stand-alone plan or as part of a Medicare Advantage plan.
- Age: You must be 65 years of age or older, or you must have a qualifying disability or ESRD.
- Citizenship: You must be a U.S. citizen or a permanent legal resident for at least 5 years.
- Work history: You must have worked and paid Medicare taxes for at least 10 years. If you did not work long enough, you may be able to buy Medicare coverage.
Medicare claims It does not cover long-term care such as nursing home care or assisted living, vision care, dental care, or hearing aids.
| Requirement | Explanation |
|---|---|
| Age | 65 years of age or older, or have a qualifying disability or ESRD. |
| Citizenship | U.S. citizen or a permanent legal resident for at least 5 years. |
| Work history | Worked and paid Medicare taxes for at least 10 years. |
Husky: Medicaid or Medicare?
Husky is a health insurance program available to children, pregnant women, and families in Connecticut. It is a Medicaid program, not a Medicare program. Medicaid is a government-funded health insurance program for low-income individuals and families. Medicare is a government-funded health insurance program for people 65 years and older, as well as people with certain disabilities.
Husky Health Plan Availability
- Children: All children under the age of 19 are eligible for Husky, regardless of their parents’ income.
- Pregnant women: Pregnant women are eligible for Husky if their income is below 185% of the federal poverty level.
- Families: Families with children under the age of 19 are eligible for Husky if their income is below 150% of the federal poverty level.
Husky Health Plan Benefits
Husky covers a wide range of health care services, including:
- Doctor visits
- Hospital care
- Prescription drugs
- Mental health services
- Dental care
- Vision care
How to Apply for Husky
To apply for Husky, you can:
- Visit the Connecticut HUSKY Health website:
- Call the HUSKY Health Customer Service Center at 1-877-284-8759.
| Document | Purpose |
|---|---|
| Proof of identity | Birth certificate, passport, driver’s license, etc. |
| Proof of income | Pay stubs, tax returns, Social Security benefits, etc. |
| Proof of residency | Lease agreement, utility bill, etc. |
Husky: A Medicaid Program in Connecticut
Husky is a Medicaid program in Connecticut that provides health insurance coverage to low-income individuals and families. Husky is not Medicare, which is a federal health insurance program for people who are 65 or older, people with certain disabilities, and people with end-stage renal disease.
Husky Eligibility Standards
- To be eligible for Husky, you must be a resident of Connecticut and a U.S. citizen or a qualified immigrant.
- You must also meet certain income and asset limits.
Income Limits
The income limits for Husky vary depending on the size of your household and whether or not you have any dependents. For example, in 2023, the income limit for a family of four with two children is $59,083. Children in families with incomes up to 300% FPL qualify for HUSKY A or B.
Asset Limits
The asset limits for Husky are also based on the size of your household. For example, in 2023, the asset limit for a family of four is $20,000. For Husky A, the resource limit is $2,000 for individuals, $3,000 for couples, and a $100,000 Equity Value Limit on one car.
Pregnant women and children are not subject to Husky asset limits.
How to Apply for Husky
You can apply for Husky online, by mail, or by phone. The application process is relatively simple and straightforward. You will need to provide information about your income, assets, and household members.
Once you have applied for Husky, you will be notified of your eligibility decision within 45 days. If you are approved for Husky, you will receive a Husky ID card. You can use your Husky ID card to access health care services from any provider who accepts Husky.
Benefits of Husky
Husky provides a wide range of health care benefits, including:
- Doctor visits
- Hospital stays
- Prescription drugs
- Mental health services
- Substance abuse treatment
- Dental care
- Vision care
How to Find a Husky Provider
You can find a Husky provider by using the Husky Provider Directory. The Provider Directory is a list of all the providers who accept Husky. You can search the Provider Directory by location, specialty, and language.
Contact Information
If you have any questions about Husky, you can call the Husky Customer Service Center at 1-800-859-9802.
| Service | Phone Number | Website |
|---|---|---|
| Husky Customer Service Center | 1-800-859-9802 | https://portal.ct.gov/HUSKY |
| Husky Provider Directory | 1-800-859-9802 | https://huskyproviderdirectory.ct.gov/ |
There you have it, folks! We answered the question, “Is Husky a Medicaid or Medicare?” To all those scratching their heads and in need of a definitive answer, we’ve got you covered. Remember, folks, if you’re ever puzzled about health insurance or Medicaid and Medicare, feel free to stop by again. We’ll unravel those complexities and leave you feeling like a healthcare wizard. Stay tuned, because more mind-boggling topics are on the horizon. Don’t miss out on the tantalizing knowledge train, folks!