Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) is one of the largest insurers in the state, providing health insurance to over 3.8 million people. Horizon BCBSNJ offers a variety of Medicaid plans, including fee-for-service and managed care plans. Horizon BCBSNJ’s Medicaid plans are designed to provide affordable and comprehensive coverage to low-income individuals and families. Horizon BCBSNJ’s Medicaid plans cover a wide range of services, including doctor visits, hospital stays, prescription drugs, and mental health care. Horizon BCBSNJ is committed to providing high-quality care to its Medicaid members and is a valuable resource for low-income individuals and families in New Jersey.
Horizon Blue Cross Blue Shield Insurance Plans
Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) offers a variety of health insurance plans to individuals, families, and businesses in the state of New Jersey. Horizon BCBSNJ is an independent licensee of the Blue Cross Blue Shield Association, a not-for-profit organization that provides health insurance coverage to more than 100 million people in the United States.
Individual and Family Plans
- Horizon Blue: This plan offers comprehensive coverage for individuals and families, including preventive care, hospitalization, prescription drugs, and mental health services.
- Horizon Silver: This plan offers a lower-cost option for individuals and families, with a higher deductible and copayments.
- Horizon Gold: This plan offers the most comprehensive coverage available from Horizon BCBSNJ, with a lower deductible and copayments.
Business Plans
- Horizon Business Select: This plan offers a variety of coverage options for employers with 2-50 employees, including group health insurance, dental insurance, vision insurance, and life insurance.
- Horizon Business Select Plus: This plan offers more comprehensive coverage options for employers with 50 or more employees, including a wider range of group health insurance plans, dental insurance, vision insurance, and life insurance.
- Horizon Business Select Premier: This plan offers the most comprehensive coverage options for employers with 100 or more employees, including a wide range of group health insurance plans, dental insurance, vision insurance, and life insurance.
Medicare Plans
- Horizon Medicare Advantage Plans: These plans offer comprehensive coverage for Medicare beneficiaries, including Part A (hospital insurance), Part B (medical insurance), and Part D (prescription drug coverage).
- Horizon Medicare Supplement Plans: These plans help cover the costs of Medicare copayments, coinsurance, and deductibles.
- Horizon Medicare Part D Prescription Drug Plans: These plans help cover the cost of prescription drugs for Medicare beneficiaries.
Medicaid Plans
Horizon BCBSNJ also offers Medicaid plans for low-income individuals and families in the state of New Jersey. These plans provide comprehensive coverage for a variety of health care services, including preventive care, hospitalization, prescription drugs, and mental health services.
| Plan | Coverage | Cost |
|---|---|---|
| Horizon Blue | Comprehensive coverage for individuals and families | Varies depending on plan and coverage level |
| Horizon Silver | Lower-cost option for individuals and families | Higher deductible and copayments |
| Horizon Gold | Most comprehensive coverage available | Lower deductible and copayments |
| Horizon Business Select | Variety of coverage options for employers with 2-50 employees | Varies depending on plan and coverage level |
| Horizon Business Select Plus | More comprehensive coverage options for employers with 50 or more employees | Varies depending on plan and coverage level |
| Horizon Business Select Premier | Most comprehensive coverage options for employers with 100 or more employees | Varies depending on plan and coverage level |
| Horizon Medicare Advantage Plans | Comprehensive coverage for Medicare beneficiaries | Varies depending on plan and coverage level |
| Horizon Medicare Supplement Plans | Helps cover the costs of Medicare copayments, coinsurance, and deductibles | Varies depending on plan and coverage level |
| Horizon Medicare Part D Prescription Drug Plans | Helps cover the cost of prescription drugs for Medicare beneficiaries | Varies depending on plan and coverage level |
| Horizon Medicaid Plans | Comprehensive coverage for low-income individuals and families | No cost to eligible individuals and families |
Horizon Blue Cross Blue Shield Medicaid
Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) is a health insurance company that offers Medicaid plans in New Jersey. Medicaid is a government program that helps pay for medical care for people with low incomes. Horizon BCBSNJ offers a variety of Medicaid plans, including:
- Horizon NJ Health
- Horizon NJ FamilyCare
- Horizon NJ Health Savings Account
To be eligible for Medicaid in New Jersey, you must meet certain income and other requirements. To apply for Medicaid, you can contact your local county welfare agency or apply online. Horizon BCBSNJ will send you a welcome packet with information about your Medicaid plan and how to use your benefits.
Medicaid Eligibility
To be eligible for Medicaid in New Jersey, you must meet the following requirements:
- Be a U.S. citizen or legal resident.
- Be a New Jersey resident.
- Meet the income and asset limits.
- Not be eligible for Medicare.
The income and asset limits for Medicaid vary depending on your household size and composition. For more information, please visit the New Jersey Department of Human Services website.
Medicaid Coverage
Medicaid covers a wide range of medical services, including:
- Doctor visits
- Hospital care
- Prescription drugs
- Mental health services
- Substance abuse treatment
- Vision and dental care
The specific services that are covered by Medicaid vary depending on your plan. To find out more about your coverage, please contact Horizon BCBSNJ.
Additional Information
| Medicaid Plan | Eligibility | Coverage |
|---|---|---|
| Horizon NJ Health | Must be a New Jersey resident, meet income and asset limits, and not be eligible for Medicare. | Covers doctor visits, hospital care, prescription drugs, mental health services, substance abuse treatment, vision and dental care. |
| Horizon NJ FamilyCare | Must be a New Jersey resident, meet income and asset limits, and be the parent or guardian of a child under the age of 19. | Covers the same services as Horizon NJ Health, plus additional services for children, such as early intervention services and school-based health services. |
| Horizon NJ Health Savings Account | Must be a New Jersey resident, meet income and asset limits, and be employed. | Covers the same services as Horizon NJ Health, plus a health savings account that can be used to pay for qualified medical expenses. |
If you have any questions about Horizon BCBSNJ’s Medicaid plans, please contact Horizon BCBSNJ at 1-800-272-1177.
Horizon Blue Cross Blue Shield Medicaid
Horizon Blue Cross Blue Shield Medicaid is a health insurance plan that provides comprehensive coverage to eligible New Jersey residents. The plan is managed by Horizon Blue Cross Blue Shield of New Jersey, a leading health insurer in the state. Horizon Medicaid members have access to a wide range of benefits, including:
Horizon Blue Cross Blue Shield Medicaid Services and Benefits
- Medical care, including doctor’s visits, hospital stays, and prescription drugs
- Dental care, including checkups, cleanings, and fillings
- Vision care, including eye exams and glasses or contacts
- Mental health care, including therapy and counseling
- Substance abuse treatment
- Long-term care
- Transportation to medical appointments
Horizon Medicaid also offers a number of additional benefits to members, such as:
- Case management services
- Health education and wellness programs
- Help with finding a doctor or dentist
- A 24-hour nurse hotline
| Benefit | Coverage |
|---|---|
| Doctor’s visits | Covered |
| Hospital stays | Covered |
| Prescription drugs | Covered |
| Dental care | Covered |
| Vision care | Covered |
| Mental health care | Covered |
| Substance abuse treatment | Covered |
| Long-term care | Covered |
| Transportation to medical appointments | Covered |
Horizon Blue Cross Blue Shield Medicaid is a comprehensive health insurance plan that provides affordable coverage to eligible New Jersey residents. The plan offers a wide range of benefits, including medical care, dental care, vision care, mental health care, and substance abuse treatment. Horizon Medicaid also offers a number of additional benefits, such as case management services, health education and wellness programs, and a 24-hour nurse hotline.
Applying for Horizon Blue Cross Blue Shield Medicaid
Horizon Blue Cross Blue Shield Medicaid is a health insurance program for low-income residents of New Jersey. The program provides comprehensive coverage for a wide range of medical services, including doctor visits, hospital stays, prescription drugs, and mental health care.
Eligibility
To be eligible for Horizon Blue Cross Blue Shield Medicaid, you must meet certain income and residency requirements. You must also be a U.S. citizen or a qualified immigrant.
Income limits vary depending on your family size. For example, a family of four can earn up to $49,167 per year and still be eligible for Medicaid. You can find more information about income limits on the Horizon Blue Cross Blue Shield Medicaid website.
Applying for Horizon Blue Cross Blue Shield Medicaid
You can apply for Horizon Blue Cross Blue Shield Medicaid online, by mail, or in person at your local county welfare office.
To apply online, you will need to create an account on the Horizon Blue Cross Blue Shield Medicaid website. Once you have created an account, you can fill out the online application form. You will need to provide information about your income, family size, and medical needs.
To apply by mail, you can download the application form from the Horizon Blue Cross Blue Shield Medicaid website. You can also request a paper application form by calling the Horizon Blue Cross Blue Shield Medicaid customer service number.
To apply in person, you can visit your local county welfare office. You will need to bring proof of your income, identity, and residency. You can find more information about the application process on the Horizon Blue Cross Blue Shield Medicaid website.
Once You Are Approved
Once you are approved for Horizon Blue Cross Blue Shield Medicaid, you will receive a Medicaid card. Your Medicaid card will allow you to access covered medical services. You can use your Medicaid card to see doctors, fill prescriptions, and get other covered medical services.
If you have any questions about Horizon Blue Cross Blue Shield Medicaid, you can call the customer service number on the back of your Medicaid card.
Benefits of Horizon Blue Cross Blue Shield Medicaid
- Comprehensive coverage for a wide range of medical services
- Low copays and deductibles
- Free preventive care
- Access to a network of providers
- Peace of mind knowing that you and your family are covered
Horizon Blue Cross Blue Shield Medicaid Plans
Horizon Blue Cross Blue Shield Medicaid offers a variety of plans to meet the needs of different individuals and families. Some of the plans available include:
- Horizon Blue Cross Blue Shield Medicaid Standard Plan
- Horizon Blue Cross Blue Shield Medicaid Managed Care Plan
- Horizon Blue Cross Blue Shield Medicaid Child and Adolescent Plan
- Horizon Blue Cross Blue Shield Medicaid Pregnant Women Plan
You can find more information about the different Horizon Blue Cross Blue Shield Medicaid plans on the Horizon Blue Cross Blue Shield Medicaid website.
| Plan | Coverage | Copays and Deductibles |
|---|---|---|
| Horizon Blue Cross Blue Shield Medicaid Standard Plan | Comprehensive coverage for a wide range of medical services | Low copays and deductibles |
| Horizon Blue Cross Blue Shield Medicaid Managed Care Plan | Coverage for a wide range of medical services through a network of providers | Low copays and deductibles |
| Horizon Blue Cross Blue Shield Medicaid Child and Adolescent Plan | Coverage for a wide range of medical services for children and adolescents | Low copays and deductibles |
| Horizon Blue Cross Blue Shield Medicaid Pregnant Women Plan | Coverage for a wide range of medical services for pregnant women | Low copays and deductibles |
Alright readers, we’ve come to the end of our journey exploring whether Horizon Blue Cross Blue Shield offers Medicaid coverage. I hope you found this article informative and helpful. If you have any further questions or would like to learn more, please don’t hesitate to reach out to Horizon Blue Cross Blue Shield directly. Remember, understanding your health insurance coverage is crucial for making informed decisions about your healthcare. Keep an eye out for future articles where we’ll continue to delve deep into the world of health insurance. Until then, take care, stay healthy, and don’t forget to visit us again soon for more enlightening reads.