Healthy Michigan Plan is a state Medicaid expansion program in Michigan that provides health coverage to eligible low-income adults ages 19 to 64. It is a joint state and federal program, with the federal government paying for most of the cost. The plan covers various services, including doctor visits, hospital care, prescription drugs, mental health care, and substance use disorder treatment. To be eligible for Healthy Michigan Plan, you must be a Michigan resident, a U.S. citizen or a qualified immigrant, and meet income and asset limits. If you are eligible, you can apply for coverage online, by phone, or in person.
Eligibility Requirements for Health Michigan Plan
The Healthy Michigan Plan is a Medicaid health insurance program for low-income adults in the state of Michigan. To be eligible for the program, you must meet the following requirements:
- Be a Michigan resident.
- Be between the ages of 19 and 64.
- Have an income at or below 138% of the federal poverty level.
- Not be eligible for Medicare or other health insurance.
- Not be enrolled in another state’s Medicaid program.
- Be a U.S. citizen or a qualified immigrant.
Pregnant women and children under the age of 19 may also be eligible for the Healthy Michigan Plan, regardless of their income.
The following table shows the income limits for the Healthy Michigan Plan:
| Family Size | Annual Income Limit |
|---|---|
| 1 | $18,754 |
| 2 | $25,206 |
| 3 | $31,658 |
| 4 | $38,110 |
| 5 | $44,562 |
| 6 | $51,014 |
For each additional family member, the income limit increases by $6,452.
If you meet the eligibility requirements, you can apply for the Healthy Michigan Plan online, by phone, or by mail.
Benefits and Services Provided by the Healthy Michigan Plan
The Healthy Michigan Plan is a Medicaid expansion program that provides health insurance coverage to low-income Michigan residents. The plan offers a wide range of benefits and services, including:
- Preventive and wellness services, such as annual checkups, immunizations, and screenings
- Medical care, such as doctor visits, hospitalizations, and prescription drugs
- Mental health and substance abuse treatment
- Dental care
- Vision care
- Long-term care
The Healthy Michigan Plan also provides coverage for a variety of other services, including:
- Family planning
- Transportation to medical appointments
- Translation services
- Health education and counseling
The Healthy Michigan Plan is a comprehensive health insurance program that provides coverage for a wide range of essential health benefits. The plan is available to low-income Michigan residents who meet certain eligibility requirements.
Benefits and Services Provided by the Healthy Michigan Plan
| Benefit | Description |
|---|---|
| Preventive and wellness services | Annual checkups, immunizations, screenings |
| Medical care | Doctor visits, hospitalizations, prescription drugs |
| Mental health and substance abuse treatment | Inpatient and outpatient care, counseling |
| Dental care | Cleanings, fillings, extractions, dentures |
| Vision care | Eye exams, glasses, contact lenses |
| Long-term care | Nursing home care, home health care, assisted living |
| Family planning | Contraception, sterilization, abortion |
| Transportation to medical appointments | Bus passes, taxi vouchers, mileage reimbursement |
| Translation services | Interpretation services in multiple languages |
| Health education and counseling | Classes, workshops, individual counseling |
Application Process for the Healthy Michigan Plan
The Healthy Michigan Plan application process is simple and straightforward. You can apply online, by mail, or in person at your local Michigan Department of Health and Human Services (MDHHS) office. The application is available in English, Spanish, and Arabic.
Online Application
- Go to the Michigan Health Marketplace website.
- Click on the “Apply for Benefits” button.
- Follow the instructions on the screen.
You will need to provide the following information:
- Your Social Security number or Individual Taxpayer Identification Number (ITIN)
- Your date of birth
- Your address
- Your income and asset information
- Information about your household members
You can save your application and come back to it later, or you can submit it right away. If you submit your application online, you will be notified by email when a decision has been made on your application.
Mail-in Application
- Download the Healthy Michigan Plan application from the MDHHS website.
- Print the application and fill it out completely.
- Mail the application to the address on the application.
You can also pick up a paper application at your local MDHHS office.
In-Person Application
- Visit your local MDHHS office.
- Ask for a Healthy Michigan Plan application.
- Fill out the application completely.
- Submit the application to a MDHHS staff member.
A MDHHS staff member can help you with the application process and answer any questions you have.
The application process for the Healthy Michigan Plan is designed to be as simple and easy as possible. If you have any questions about the application process, you can call the MDHHS customer service line at 1-888-988-6336.
Other Ways to Apply
- You can also apply for the Healthy Michigan Plan through a community partner. Community partners are organizations that are authorized to help people apply for the Healthy Michigan Plan.
- You can find a list of community partners on the MDHHS website.
If you have any questions about the application process, you can call the MDHHS customer service line at 1-888-988-6336.
Income and Asset Limits
| Household Size | Income Limit | Asset Limit |
|---|---|---|
| 1 | $26,900 | $2,000 |
| 2 | $36,150 | $3,000 |
| 3 | $45,400 | $4,000 |
| 4 | $54,650 | $5,000 |
| 5 | $63,900 | $6,000 |
| 6 | $73,150 | $7,000 |
| 7 | $82,400 | $8,000 |
| 8 | $91,650 | $9,000 |
Note: Income and asset limits are subject to change.
Renewal and Termination of the Healthy Michigan Plan
The Healthy Michigan Plan is a Medicaid health insurance program for low-income Michigan residents. To maintain coverage under the Healthy Michigan Plan, individuals must renew their eligibility every 12 months. If an individual fails to renew their eligibility, their coverage will be terminated.
Renewal Process
- Individuals are notified by mail approximately 60 days before their coverage is set to expire.
- They can renew their eligibility online, by mail, or by calling the Healthy Michigan Plan customer service number.
- Individuals will need to provide proof of income, residency, and citizenship or legal status.
- If an individual’s eligibility is approved, their coverage will be renewed for another 12 months.
Termination of Coverage
There are several reasons why an individual’s coverage under the Healthy Michigan Plan may be terminated.
Common reasons for termination include:
- Failure to renew eligibility
- Moving out of state
- Becoming ineligible due to increased income or assets
- Providing false or misleading information on the eligibility application
- Committing fraud or abuse
When an individual’s coverage is terminated, they will receive a written notice explaining the reason for termination and the date coverage will end. If an individual disagrees with the decision to terminate their coverage, they can file an appeal.
How to Avoid Termination
- Renew your eligibility on time. Individuals are notified by mail approximately 60 days before their coverage is set to expire.
- Keep your contact information up to date. The Healthy Michigan Plan will send notices and other important information to the address on file.
- Report any changes in your income, residency, or citizenship or legal status.
- Be honest on your eligibility application. Providing false or misleading information can result in termination of coverage.
- Avoid committing fraud or abuse. Fraud or abuse can result in termination of coverage and criminal charges.
What to Do if Your Coverage Is Terminated
If your coverage under the Healthy Michigan Plan is terminated, you can apply for other health insurance options, such as Medicaid, Medicare, or private health insurance. You can also apply for a special enrollment period under the Affordable Care Act (ACA), which allows you to enroll in a health insurance plan outside of the open enrollment period.
Comparison of Renewal and Termination Processes
| Renewal Process | Termination Process |
|---|---|
| Individuals are notified by mail approximately 60 days before their coverage is set to expire. | Individuals are notified by mail when their coverage is terminated. |
| Individuals can renew their eligibility online, by mail, or by calling the Healthy Michigan Plan customer service number. | Individuals cannot renew their coverage after it has been terminated |
| Individuals will need to provide proof of income, residency, and citizenship or legal status. | Individuals do not need to provide any documentation to terminate their coverage. |
| If an individual’s eligibility is approved, their coverage will be renewed for another 12 months. | Individuals will lose their coverage on the date specified in the termination notice. |
Well, folks, there you have it. The Healthy Michigan Plan: a Medicaid program that’s been a lifeline for so many people in our state, helping them get access to affordable, quality healthcare. It’s been a tough couple of years, but this program has been there for us, providing a beacon of hope in uncertain times.
Thank you all for taking the time to read this article. I hope you found it informative and helpful. If you have any questions about the Healthy Michigan Plan, please don’t hesitate to reach out. In the meantime, stay healthy and I hope to see you back here again soon. Take care, y’all!