To qualify for Medicaid in Missouri, you must meet certain income and asset limits. The income limit is based on the federal poverty level (FPL), which changes every year. For 2023, the FPL for a single person is $13,590 and for a family of four is $27,750. The asset limit is $2,000 for individuals and $3,000 for couples. You can apply for Medicaid online, by mail, or in person at your local Department of Social Services office. If you are approved for Medicaid, you will receive a Medicaid card that you can use to pay for covered medical services.
Medicaid Eligibility Requirements in Missouri
Medicaid is a health insurance program that provides medical assistance to qualified low-income individuals and families. To be eligible for Medicaid in Missouri, you must meet certain requirements, including citizenship or immigration status, financial criteria, and residency.
Missouri Medicaid Eligibility Criteria
- Citizenship or Immigration Status: You must be a U.S. citizen, a qualified non-citizen, or a permanent resident.
- Financial Criteria: Your income and assets must meet specific limits. For example, in 2023, the income limit for a family of three is $2,765 per month.
- Residency: You must be a resident of Missouri.
Other Eligibility Factors
- Age: Medicaid is available to individuals of all ages.
- Pregnancy: Pregnant women may be eligible for Medicaid regardless of their income.
- Disability: Individuals with disabilities may be eligible for Medicaid regardless of their income.
- Children: Children under the age of 19 may be eligible for Medicaid regardless of their family’s income.
- Doctor visits
- Hospital stays
- Prescription drugs
- Mental health services
- Dental care
- Vision care
- Hearing aids
- Long-term care
- Home health care
- Age: Must be under age 65.
- Citizenship: Must be a U.S. citizen or a qualified non-citizen.
- Income: Must meet certain income limits. For 2023, the income limit for individuals with disabilities is $2,550 per month.
- Assets: Must meet certain asset limits. For 2023, the asset limit for individuals with disabilities is $2,000.
- Disability: Must have a disability that prevents them from working.
- Age: Medicaid is available to children under the age of 19, pregnant women, and adults aged 65 or older.
- Income: Your income must be at or below the federal poverty level to qualify for Medicaid. The poverty level is adjusted each year, and the current income limits can be found on the Missouri Department of Social Services website.
- Disability: Individuals with disabilities may also be eligible for Medicaid, regardless of their age or income. To qualify, you must have a disability that prevents you from working.
- Family size: Your eligibility may be based on your family size and income.
- Pregnancy: Pregnant women may be eligible for Medicaid, regardless of their income.
- Disability: Individuals with disabilities may be eligible for Medicaid, regardless of their age or income.
- Apply online: You can apply for Medicaid online through the Missouri Department of Social Services website.
- Apply by mail: You can download a Medicaid application form from the Missouri Department of Social Services website and mail it to the address provided on the form.
- Apply in person: You can apply for Medicaid in person at your local Missouri Department of Social Services office.
- For individuals, the income limit is 138% of the FPL.
- For families of two, the income limit is 206% of the FPL.
- For families of three, the income limit is 274% of the FPL.
- For families of four, the income limit is 342% of the FPL.
- For each additional person in the family, the income limit increases by 68% of the FPL.
- For individuals, the asset limit is $2,000.
- For couples, the asset limit is $3,000.
- For each dependent child, the asset limit increases by $1,000.
- Your home is exempt from the asset limit, but there are limits on the amount of equity you can have in your home.
- One vehicle is exempt from the asset limit, and if the value of your only vehicle exceeds the limit, the state will allow you to keep a portion of the excess equity.
- Other personal property, such as furniture and appliances, is also exempt from the asset limit.
How to Apply for Medicaid in Missouri
You can apply for Medicaid online, by mail, or in person at your local Family Support Division (FSD) office. You will need to provide proof of your identity, income, and assets. You can find more information about applying for Medicaid in Missouri on the Missouri Department of Social Services website.
If you are approved for Medicaid, you will receive a Medicaid card. You can use this card to get medical services from providers who accept Medicaid. Medicaid covers a wide range of services, including doctor visits, hospital stays, prescription drugs, and mental health services.
Medicaid Benefits in Missouri
Medicaid provides a comprehensive range of benefits to eligible individuals and families in Missouri. These benefits include:
Medicaid Income Limits in Missouri
The following table shows the Medicaid income limits for individuals and families in Missouri in 2023:
| Family Size | Income Limit |
|---|---|
| 1 | $1,482 |
| 2 | $1,993 |
| 3 | $2,765 |
| 4 | $3,375 |
| 5 | $3,984 |
| 6 | $4,594 |
| 7 | $5,203 |
| 8 | $5,813 |
These limits are subject to change each year. For the most up-to-date information, please visit the Missouri Department of Social Services website.
Individuals with Disabilities and Medicaid Qualifications
Individuals with disabilities may qualify for Medicaid in Missouri if they meet certain eligibility criteria. These include the following:
In addition to the above criteria, individuals with disabilities may also qualify for Medicaid if they are receiving Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).
The following table summarizes the Medicaid eligibility criteria for individuals with disabilities in Missouri:
| Category | Eligibility Criteria |
|---|---|
| Age | Under age 65 |
| Citizenship | U.S. citizen or qualified non-citizen |
| Income | Must meet certain income limits |
| Assets | Must meet certain asset limits |
| Disability | Must have a disability that prevents them from working |
| SSI/SSDI | May also qualify if receiving SSI or SSDI |
If you are an individual with a disability and you believe you may qualify for Medicaid in Missouri, you should contact your local Medicaid office to apply. You can find the contact information for your local Medicaid office on the Missouri Department of Social Services website.
Applying for Medicaid in Missouri
Missouri offers Medicaid, a health insurance program, to eligible individuals and families with low incomes. To qualify for Medicaid in Missouri, you must meet certain requirements related to age, income, and disability status. If you believe you may be eligible, you can apply through the Missouri Department of Social Services.
Requirements to Qualify for Medicaid in Missouri
In addition to these basic requirements, there are other factors that may affect your eligibility for Medicaid in Missouri. These factors include:
How to Apply for Medicaid in Missouri
To apply for Medicaid in Missouri, you can:
What to Expect After You Apply for Medicaid
Once you have applied for Medicaid, you will receive a notice in the mail letting you know if you have been approved or denied. If you are approved, you will receive a Medicaid card in the mail. If you are denied, you can appeal the decision.
| Family Size | Income Limit |
|---|---|
| 1 | $18,754 |
| 2 | $25,527 |
| 3 | $32,299 |
| 4 | $39,072 |
| 5 | $45,844 |
Income and Asset Limits for Medicaid in Missouri
To qualify for Medicaid in Missouri, you must meet certain income and asset limits. Your income is compared to the Federal Poverty Level (FPL), and your assets are compared to the state’s resource limits.
Income Limits
Asset Limits
Exemptions
Income and Asset Calculation
When calculating your income and assets, the state will look at your income and assets from the past 60 months. This is called the “look-back period.”
The state will also look at your income and assets on the date you apply for Medicaid. This is called the “application date.”
If you are applying for Medicaid, it is important to understand the income and asset limits. If you exceed the limits, you may not be eligible for Medicaid. You can get help applying for Medicaid from your local social services agency.
| Category | Income Limit | Asset Limit |
|---|---|---|
| Individuals | 138% of FPL | $2,000 |
| Couples | 206% of FPL | $3,000 |
| Families of Three | 274% of FPL | $3,000 + $1,000 per dependent |
| Families of Four | 342% of FPL | $3,000 + $1,000 per dependent |
| Each Additional Person | 68% of FPL | $1,000 per dependent |
That’s a wrap on Medicaid eligibility in Missouri. I hope this guide gave you a clear understanding of the criteria and how to apply. If you’re not eligible now, don’t lose hope – circumstances can change, so revisit this article later. Remember, healthcare access is important for your well-being and financial stability; always explore what options are available. Thanks for reading, and be sure to check back for more informative articles!