In Colorado, Medicaid offers health coverage to eligible individuals and families with low income and resources. To qualify, you must be a resident of Colorado, a U.S. national, citizen, permanent resident, or certain qualified non-citizens. You must also meet income and resource limits, which vary depending on your household size and composition. In general, your income must be below certain levels, and your resources, such as bank accounts and vehicles, must be within specified limits. If you meet these requirements, you can apply for Medicaid through the Colorado Department of Health Care Policy and Financing (HCPF) or through a county human services office. You can also apply online at the HCPF website. Once you apply, HCPF will determine your eligibility and send you a decision letter.
Colorado Medicaid Eligibility Requirements
To qualify for Medicaid in Colorado, you must meet certain eligibility requirements. These requirements include:
- Income: Your income must be at or below certain limits. The limits vary depending on your household size and composition.
- Assets: Your assets must also be at or below certain limits. The limits vary depending on your household size and composition.
- Citizenship or legal status: You must be a U.S. citizen or a qualified non-citizen.
- Age: You must be under age 19, age 65 or older, or have a disability.
- Pregnancy: Pregnant women may be eligible for Medicaid regardless of their income or assets.
- Children: Children under age 19 are eligible for Medicaid regardless of their family’s income or assets.
- Parents: Parents of children under age 19 may be eligible for Medicaid if they meet certain income requirements.
In addition to the general eligibility requirements, there are also special eligibility categories for people with disabilities, people who are blind, and people who are elderly.
| Household Size | Income Limit |
|---|---|
| 1 | $2,765 |
| 2 | $3,734 |
| 3 | $4,697 |
| 4 | $5,660 |
| 5 | $6,622 |
| 6 | $7,585 |
| 7 | $8,547 |
| 8 | $9,510 |
For more information on Medicaid eligibility in Colorado, please visit the Colorado Department of Health Care Policy and Financing website.
Eligibility Requirements for Medicaid in Colorado
To qualify for Medicaid in Colorado, individuals must meet specific income and asset limits set by the state. These limits are based on the federal poverty level (FPL) and are adjusted annually.
Income Limits
Income limits for Medicaid eligibility in Colorado vary depending on the type of coverage and household size. In general, individuals with incomes below 138% of the FPL are eligible for Medicaid. For example, in 2023, an individual with an annual income below $18,754 is eligible for Medicaid in Colorado.
Asset Limits
Asset limits for Medicaid eligibility in Colorado also vary depending on the type of coverage and household size. In general, individuals with assets below $2,000 for individuals or $3,000 for couples are eligible for Medicaid. Assets include cash, bank accounts, stocks, bonds, and real estate (excluding a primary residence). Certain assets, such as retirement accounts and vehicles, may be exempt from the asset limit.
Income and Asset Limits for Colorado Medicaid
| Household Size | Income Limit (138% of FPL) | Asset Limit (Individual) | Asset Limit (Couple) |
|---|---|---|---|
| 1 | $18,754 | $2,000 | $3,000 |
| 2 | $25,527 | $2,000 | $3,000 |
| 3 | $32,299 | $2,000 | $3,000 |
| 4 | $39,072 | $2,000 | $3,000 |
| 5 | $45,845 | $2,000 | $3,000 |
| 6 | $52,617 | $2,000 | $3,000 |
It’s important to note that these limits are subject to change. Individuals should contact the Colorado Department of Health Care Policy and Financing (HCPF) for the most up-to-date information on Medicaid eligibility requirements.
Proof of Identity for Colorado Medicaid
To establish your identity for Colorado Medicaid, you’ll need to provide one of the following documents:
- U.S. birth certificate
- U.S. passport
- U.S. photo ID (driver’s license, state ID, military ID, etc.)
- Foreign passport with an I-94 form or I-551 stamp
- Permanent resident card (green card)
- Certificate of Indian Blood (CIB)
Proof of Residency for Colorado Medicaid
To demonstrate your residency in Colorado for Colorado Medicaid, you can submit one of these documents:
- A lease or rental agreement
- A utility bill (gas, electric, water, etc.)
- A property tax bill or mortgage statement
- A voter registration card
- A Colorado state ID or driver’s license
- A pay stub from a Colorado employer
- A bank statement from a Colorado bank
- A letter from a homeless shelter, transitional housing program, or other service provider confirming your residency
Proof of Income for Colorado Medicaid
To determine your financial eligibility for Colorado Medicaid, you’ll need to provide proof of income. Acceptable documents include:
- Pay stubs
- W-2 forms
- 1099 forms
- Self-employment tax returns
- Social Security benefits statements
- SSI benefits statements
- Pension or retirement income statements
- Unemployment benefits statements
- Child support or alimony payments
Additionally, you may need to provide information about your assets, such as bank accounts, stocks, bonds, and real estate. If you have any questions about what documents you need to provide or how to apply for Colorado Medicaid, you can contact the Colorado Department of Health Care Policy and Financing at 1-800-221-3943.
| Household Size | Income Limit |
|---|---|
| 1 | $18,754 |
| 2 | $25,465 |
| 3 | $32,174 |
| 4 | $38,884 |
| 5 | $45,593 |
| 6 | $52,303 |
| 7 | $59,012 |
| 8 | $65,722 |
| Each additional person | $6,710 |