Medicaid is a health insurance program that provides coverage for low-income individuals and families. In Ohio, Medicaid eligibility is determined based on several factors, including income, assets, and family size. Individuals can qualify for Medicaid if they meet certain income and asset limits. The income limit for Medicaid in Ohio varies depending on the individual’s household size and whether they have any dependents. Assets are also taken into consideration when determining Medicaid eligibility. In Ohio, Medicaid covers a wide range of medical services, including doctor visits, hospital stays, prescription drugs, and mental health services.
Income Eligibility Requirements for Medicaid in Ohio
Medicaid is a government-sponsored health insurance program that provides coverage for low-income individuals and families. In Ohio, Medicaid is administered by the Ohio Department of Medicaid (ODM). To be eligible for Medicaid in Ohio, you must meet certain income and asset limits. The income limits are based on the federal poverty level (FPL). For 2023, the FPL is $13,590 for a single adult and $27,750 for a family of four.
To determine your Medicaid eligibility, ODM will compare your income to the following limits:
- For single adults, the income limit is 138% of the FPL. This means that a single adult with an income of less than $18,742 per year is eligible for Medicaid.
- For families, the income limit is 138% of the FPL for each family member. This means that a family of four with an income of less than $38,292 per year is eligible for Medicaid.
In addition to income limits, ODM also considers assets when determining Medicaid eligibility. Assets include things like cash, bank accounts, stocks, bonds, and real estate. The asset limit for Medicaid in Ohio is $2,000 for a single adult and $3,000 for a family.
| Category | Income Limit | Asset Limit |
|---|---|---|
| Single Adult | 138% of FPL ($18,742) | $2,000 |
| Family of Four | 138% of FPL ($38,292) | $3,000 |
For complete information, please visit ODM’s website or contact your local county department of job and family services.
Do I Qualify for Medicaid in Ohio?
Medicaid is a government-sponsored health insurance program that provides coverage to low-income individuals and families. Medicaid eligibility is determined by a variety of factors, including income, assets, and household size. In Ohio, there are asset limits for Medicaid eligibility. If your assets exceed these limits, you may not be eligible for Medicaid.
Asset Limits
The asset limits for Medicaid eligibility in Ohio are as follows:
- Single individuals: $2,000
- Married couples: $3,000
These limits include cash, bank accounts, stocks, bonds, and other financial assets. They also include the value of your home and car. However, there are some exceptions to these limits. For example, the value of your home is not counted if you live in it. The value of your car is also not counted if it is worth less than $7,500.
If you have assets that exceed the Medicaid asset limits, you may still be able to qualify for Medicaid if you meet certain other requirements. For example, you may be able to qualify for Medicaid if you have a high medical bills or if you are disabled.
| Category | Asset Limit |
|---|---|
| Single individuals | $2,000 |
| Married couples | $3,000 |
To learn more about Medicaid eligibility in Ohio, you can contact your local Medicaid office. You can also apply for Medicaid online at the Ohio Medicaid website.
Disability Eligibility
To be eligible for Medicaid in Ohio based on disability, you must meet certain criteria. These criteria include:
- Being a resident of Ohio.
- Being a U.S. citizen or a qualified non-citizen.
- Having a disability that meets the Social Security Administration’s definition of disability.
- Having income and assets that are within the Medicaid limits.
The Social Security Administration defines disability as the inability to engage in any substantial gainful activity (SGA) because of a medically determinable physical or mental impairment(s) that is expected to last for at least 12 months or result in death.
SGA is defined as work that involves significant physical or mental activities. The amount of income you can earn and still be considered disabled varies depending on your age, education, and work experience.
To apply for Medicaid based on disability, you will need to provide documentation of your disability from a doctor or other qualified medical professional.
Medical Conditions Eligibility
In addition to disability, Medicaid in Ohio also covers certain medical conditions. These conditions include:
- Cancer.
- Kidney failure.
- Liver failure.
- Heart failure.
- Stroke.
- HIV/AIDS.
- Blindness.
- Deafness.
If you have one of these medical conditions, you may be eligible for Medicaid regardless of your income or assets.
To apply for Medicaid based on a medical condition, you will need to provide documentation of your condition from a doctor or other qualified medical professional.
| Disability | Medical Conditions |
|---|---|
|
|
If you are unsure whether you qualify for Medicaid in Ohio, you can contact the Ohio Department of Medicaid or visit their website for more information.
Ohio Medicaid Residency Requirements
To qualify for Medicaid in Ohio, you must meet specific residency requirements. These requirements include:
- Being a U.S. citizen or qualified non-citizen
- Residing in Ohio for at least 30 days
- Having a permanent address in Ohio
- Not being absent from Ohio for more than 90 days in a row
If you are unsure whether you meet the residency requirements, you can contact the Ohio Department of Medicaid for more information.
Additional Information
In addition to the residency requirements, there are other factors that may affect your eligibility for Medicaid in Ohio. These factors include:
- Your income
- Your assets
- Your family size
- Your disability status
If you believe you may be eligible for Medicaid in Ohio, you can apply online or by contacting the Ohio Department of Medicaid.
Medicaid Income Limits in Ohio
The following table shows the Medicaid income limits for Ohio residents. These limits are based on the federal poverty level (FPL).
| Family Size | Medicaid Income Limit |
|---|---|
| 1 | $13,590 |
| 2 | $18,310 |
| 3 | $23,030 |
| 4 | $27,750 |
| 5 | $32,470 |
| 6 | $37,190 |
| 7 | $41,910 |
| 8 | $46,630 |
If your income is at or below the Medicaid income limit, you may be eligible for Medicaid coverage in Ohio.
Thanks for taking the time to read this article about Medicaid eligibility in Ohio. I hope you found the information helpful. If you still have questions, feel free to contact your local Medicaid office. And be sure to check back later for more articles on this topic. I’ll be covering everything from how to apply for Medicaid to what benefits are available. So stay tuned!